{"schema":"official-brain-node/v1","representation_revision":"OB-REP-20260906-V2","id":"service.banking-virtual-account","type":"service","subtype":"virtual_account_service","title":"Banking Virtual Account","aliases":["BVA"],"language":"en","summary":"Banking Virtual Account is a named component of the RC365 RC3.0 ecosystem for account-service functionality, with current official user guides documenting account information, balance, statements, bank-transfer funding, internal transfer and external withdrawal workflows.\n","body_markdown":"# Banking Virtual Account\n\nBanking Virtual Account is the official product/service name used in RC365 public materials and is presented as a component of RC3.0.\n\nCurrent official customer guides now provide public evidence for the user-facing operational layer: account information, balance, statements, bank-transfer funding, internal transfer and withdrawal to an external bank.\n\nThis node does not infer that RCPAY itself is a bank, that the service is an independently licensed deposit product, or that every bank/jurisdiction worldwide is supported beyond the applicable public evidence.\n\n## Related\n\n- 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